Here is what working with Brad Kappel in Annapolis typically covers, from the first consultation to closing day. Services and terms vary, so confirm the details in your written agreement.
For home buyers
Buyer strategy session
Clarifies budget, loan pre-approval status and the representation agreement now required in Maryland.
Home search and private showings
Tours of homes for sale in and around Annapolis, including new listings as they hit the market.
Writing and negotiating offers
Pricing an offer from recent nearby sales and negotiating repairs, credits and timelines.
Getting to the closing table
Coordinating with the lender, title or escrow office and the other agent so nothing slips.
For home sellers
Home valuation
A written price opinion built from sold, pending and active Annapolis area comparables.
Getting the home market-ready
Staging suggestions, small fixes and scheduling professional photos.
Marketing the listing
MLS exposure, online listing portals, signage and open houses where they make sense.
Offer review and negotiation
Comparing offers on price, terms and financing strength, then negotiating to a signed contract.
Focus areas
Luxury Homes
High-end listings with professional media and private showings.
Waterfront & Lake Homes
Shoreline, dock and flood-zone questions for waterfront property.
How a typical transaction works
- ConsultA first conversation about goals, budget and timing — and a written agreement that spells out services and compensation.
- PrepareBuyers get pre-approved; sellers review a pricing analysis and prepare the home for photos.
- Market & tourListings go live on the MLS; buyers tour homes and compare recent sales.
- NegotiateOffers, counteroffers, inspection requests and appraisal issues are worked through.
- CloseFinal walk-through and signing with the title or escrow company under Maryland rules.
Typical costs on an Annapolis home
Illustrative figures for a home at the local typical value of $624,635. Real numbers depend on your agreement, lender and title company.
| Item | Rate | On $625K |
|---|---|---|
| Listing-side commission (negotiable) | 2.5–3% | $15,616–$18,739 |
| Buyer-side compensation (negotiable) | 2–3% | $12,493–$18,739 |
| Buyer closing costs (lender, title, escrow) | 2–5% | $12,493–$31,232 |
| Home inspection | flat | $350–$600 |
Every percentage above is negotiable and is set in the written agreement. Typical value from the Zillow Home Value Index (August 2026).